To receive your Etsy Payments deposit, you must have funds available for deposit in your Payment account. These funds must meet any applicable deposit minimums for your location.

Review this checklist for additional tips to make it easier to get paid. Watch our video for a more in-depth look at managing your Payment account.

How Etsy Payments deposits work

When you make a sale through Etsy Payments, the funds are first added to your Payment account on Etsy. Then, according to your deposit schedule, your available funds will be sent to your bank account. 

You must have a valid bank account on file with your shop. Whenever you update your bank details, a 5-day hold will apply on funds in your Payment account on Etsy. Once the hold lifts, funds will be sent to your bank account in accordance with your deposit schedule.

Deposit schedule

If you’re a new seller, by default your funds will be sent to your bank account weekly, every Monday. You can  view or change your deposit schedule: 

1. On Etsy.com, select Shop Manager.
2. Go to Finances.
3. Go to Payments Settings.
4. In the dropdown under Deposit schedule, choose daily, weekly, biweekly, or monthly deposits.

To manage your deposit schedule from the Etsy Seller app:

1. Open the Etsy Seller app.
2. Tap More.
3. Go to Finances.
4. Tap Payment settings.
5. Choose daily, weekly, biweekly, or monthly deposits.

Daily deposit minimums

Some countries have a minimum amount of funds for daily deposits. This means that if your amount available for deposit is less than the minimum for your bank account currency, you won’t get a deposit that day.

Daily deposit minimums by bank account currency: 

Additional deposit minimums, fee thresholds, deposit fees, and Payment account reserves

Some countries have additional deposit minimums, fee thresholds, and deposit fees: 

• Deposit minimum: Your funds available for deposit must be above the deposit minimum to be able to receive the funds in your bank account. 
• Fee threshold: If your deposit is above the deposit minimum but below the fee threshold, you will be charged a deposit fee. If your deposit exceeds the fee threshold, you won’t be charged a deposit fee.
• Deposit fee: This fee is charged if your deposit is below the fee threshold. Your total funds that are Available for deposit will show your available sales funds minus the deposit fee. This fee is deducted from your Payment account at the time of the deposit and is subject to VAT, where applicable.
• Payment account reserve: Etsy may apply a Payment account reserve to your shop if you’re new to selling on Etsy and haven't yet established a track record on the marketplace. We may also apply a reserve if we determine there is potential risk in your transactions. Learn more about Payment account reserves.  

Deposit minimums, fee thresholds, and fees by country:

To help avoid the deposit fee, you may wish to update to a less frequent deposit schedule.

Instant transfers 

Instant transfer will allow you to transfer money from your Etsy Payment account directly to your bank account, typically within 30 minutes of submitting your request. Instant transfer is available 24 hours a day, 7 days a week, including on weekends and public holidays. 

To make an instant transfer request on: 

1. Go to Shop manager. If you’re using the Etsy Seller app, select the More tab from the navigation bar. 
2. In Finances, choose Payment account.
3. If instant transfer is available, under Available for deposit, select Start a transfer.  
4. Choose Instant transfer. Funds sent through instant transfers will typically be available within 30 minutes and have a fee of 1% of the transfer amount, with a minimum of 25¢ and a maximum of $1 USD.
5. Select Confirm transfer. 

Instant transfers will deposit the total amount in your payment account, with a maximum of $500 USD. Any remaining amount will be disbursed through your regular deposit schedule, or after you submit another request.

You can only make one instant transfer per day and your daily transfer limit is $500. This means that if you make an instant transfer request, even if the amount is less than the $500 limit, you will need to wait until the next 24 hours to make another request. The minimum transfer amount is $25.

If  you choose not to request an instant transfer for the funds in your payment account, they will be deposited into your bank account according to your regular deposit schedule. 

When will I receive my deposit? 

Depending on your bank, once a deposit is sent out, funds may take up to 1-5 business days to appear in your bank account for standard transfers. Funds deposited through instant transfers are typically available within 30 minutes. 

The amount shown for your standard transfer might change before it’s sent. That’s because your payment account balance can update between when you schedule the transfer and when it actually processes — for example, if you make new sales, issue refunds, or get charged fees over a weekend or holiday.

If a standard deposit day falls on a weekend or holiday, available funds will be sent to your bank account on the next business day. If you don’t see your funds available in the time frame of the type of deposit you chose, reach out to your bank for assistance.

Specific requirements for sellers in Australia

Sellers in Australia must have a residential address on file with their Australian bank. This address must be used for Etsy Payments. We are unable to accept a PO box as a residential address.

You can update your address in Shop Manager.