If your shop’s listing currency is different from the currency of your Payment account, the sales funds you receive will be subject to a currency conversion fee.
Etsy will convert your Etsy Payments sales amounts from your shop currency into the currency of your payment account. You will be charged a 2.5% currency conversion fee on the sale amount. This fee will be subtracted from your sale amount before the funds are reflected on your payment account. To view the applied market rates, you can download your Etsy Payments Sales CSV file.
If you receive payments with standalone PayPal, your payments will not be subject to currency conversion fees on Etsy.