• Eligible funds from your Etsy sales will be deposited to the bank account on file for Etsy Payments, per your deposit schedule. Learn how to set up and manage your deposit schedule .
• Requirements for bank account formatting differ depending on the location of your bank. Check the specific banking format for your country.
• Once you’ve added and verified a bank account on Etsy, it’s not possible to update your bank account to another one in a different country, unless you’re a seller in the eurozone. Learn about your options.
• It’s best if your bank account and shop use the same currency.  Otherwise, a conversion fee will apply. Learn more about your shop currency.
• The name on your bank account must match the name or business entity you entered when you opened your shop and that is stored on your Legal and tax information page in Shop Manager. Learn more about Etsy’s account transfer policy and updating your legal and taxpayer information .
• If your bank account details can’t be verified, you may be asked to try again using a different verification method. Multiple unsuccessful attempts to verify your bank account details may result in shop suspension. Learn what to do if this happens .
• If you encounter errors while trying to add, update or verify your bank account details, check out our troubleshooting tips before contacting Etsy Support. Most of the time, you can resolve the issue on your own.

• On the How you’ll get paid page of the shop setup process, enter your taxpayer and/or business information carefully before proceeding to adding your bank account. This step cannot be undone. If incorrect information is entered, you’ll need to register a new account and start over. 
• If you're setting up your shop as sole proprietor, make sure the first and last name you enter matches the first and last name on the bank account you’re planning to add. 
• If you’re setting up your shop as an incorporated business, make sure the name of the legal entity matches the name on the bank account you’re planning to add. Learn more about enrolling as an individual proprietor or business.
• If you have a US bank account, you’ll need to wait until your bank account details are verified by Plaid before you can finish opening your shop. 
• If you have a non-US bank account, you’ll be required to verify your bank account after your first sale and within the allotted timeframe you're given (usually 30 days to begin verification, and 60 days to complete) to avoid shop suspension.

• If you just received your first sale or Etsy requires you to verify your bank account details to continue receiving deposits, act promptly—missing the deadline may result in your shop being suspended. Check your email and Shop Manager for specific instructions and deadlines.
• Before you can update or verify your bank account details, you’ll need to provide the account number of the bank account currently on file. This is a required security measure. Contact your bank or credit union if you can’t locate this number or need help identifying it.
• If you change your bank account details entirely, funds from your sales won't be eligible for deposit for 5 business days, in addition to any other deposit delays on your account. The 5-day delay doesn’t apply if you’re only verifying a bank account already on file, and not changing the bank account details entirely. Learn more about reasons you may may not receive a deposit after making a sale with Etsy Payments.

1. On the How you’ll get paid page of the shop setup process, select the United States as the country where your bank is located under Where is your bank located?
2. Enter your taxpayer information. Continue until you see the option to select Connect your bank via Plaid. 
3. Select Continue in the Plaid window.
4. Choose Instant (recommended) or Manual from the Choose how you’ll link your bank account screen.
5. Select Continue.
6. Follow the steps for verifying your bank account based on your selection. 
7. Once your bank account details have been verified, return to Etsy.com/sell and select Save and continue to move on to the next steps for opening your shop.

On Etsy.com:

1. Sign in to Etsy.com.
2. Open Shop Manager.

In the Etsy Seller app:

1. Open the Etsy Seller app.
2. Select More.

Then, from either Etsy.com or the app:

1. Select Finances.
2. Choose Payment settings.
3. Select Payment Methods from the tabs at the top of the page.
4. Select Edit under Bank details.
5. Enter the requested information for the bank account currently on file, then select Next.
6. Select Continue in the Plaid window.
7. Choose Instant (recommended) or Manual from the Choose how you’ll link your bank account screen.
8. Select Continue.
9. Follow the steps for verifying your bank account based on your selection.

1. From the Choose how you’ll link your bank account screen, choose Instant.
2. Locate your bank or credit union and select its icon, then select Continue to login. If your bank doesn't appear in search, it isn't an approved Plaid partner—scroll to the bottom of the popup and select Connect manually to use the manual option instead.
3. Follow the prompts provided by Plaid and your bank or credit union to sign in with your online banking username and password. If you’re on a mobile device and have your bank’s app installed, you may be redirected to your bank's app. 
4. Once you're signed in, continue following the prompts provided by your bank or credit union to authorize access to your bank account details. 
5. If Plaid confirms your bank account details, you’ll see a “Success!” screen. Select Continue.   A “Verified” badge will appear under Bank details to indicate Plaid has verified your bank account details.

1. From the  Choose how you’ll link your bank account screen, choose Manual.
2. Enter the requested bank account details (account number and routing number) then select Continue. Your routing number must be the electronic routing number, not the wire transfer routing number.
3. You may need to identify the account type (checking or savings). Select Continue.
4. Check your bank statement for a $0.01 deposit in 3-5 days. Locate the 3-letter code in the deposit description (See image below: Plaid 3-Letter Statement Code Location). Your code is the first 3 letters after the # symbol. If you don't have access to online banking, call your bank directly to identify the 3-letter code. 
5. Return to Etsy to enter your deposit code:

• If you’re opening your shop: Return to the How you’ll get paid page of the shop setup process and select Enter deposit code in the Your bank information field.
• If your shop is already open: Navigate to Payment Methods Etsy.com or in the Etsy Seller app.

6. Select Enter deposit code in the orange notification banner.
7. Enter the 3-letter code (without the # symbol), then select Continue . 
8. If the correct 3-letter code was entered, you’ll see a “Success!” screen. Select Continue. A “Verified” badge will appear under Bank details to indicate Plaid has verified your bank account details.

1. On the How you’ll get paid page, select the country where your bank is located under Where is your bank located?.
2. Enter your bank account details. Be sure to check the specific banking format for your bank's country.
3. Select Save and continue to move on to the next steps for opening your shop. Your bank account details cannot be edited until after your shop is open.

On Etsy.com:

1. Sign in to Etsy.com.
2. Open Shop Manager.

In the Etsy Seller app:

1. Open the Etsy Seller app.
2. Select More.

Then, from either Etsy.com or the app:

1. Select Finances.
2. Choose Payment settings.
3. Select Payment Methods from the tabs at the top of the page.
4. Select Edit under Bank details.
5. Select My bank account is in [Your shop’s currency] if your bank and shop use the same currency, or My bank account is in another currency if your bank and shop use different currencies.
6. Select Save and start bank verification.
7. If you selected My bank account is in [Your shop’s currency], follow the steps for verifying your bank account with a small deposit. If you selected My bank account is in another currency, follow the steps for verifying your bank account with a bank document.

On Etsy.com:

1. Sign in to Etsy.com.
2. Open Shop Manager.

In the Etsy Seller app:

1. Open the Etsy Seller app.
2. Select More.

Then, from either Etsy.com or the app:

1. Select Finances.
2. Choose Payment settings.
3. Select Payment methods from the tabs at the top of the page.
4. Select Edit under Bank details.
5. Enter the requested information for the bank account currently on file, then select Next.
6. Enter the full name on your bank account. The name must match the name you entered when you set up your shop.
7. Enter the country where your updated bank account is located.
8. Select Save and verify account.
9. If you selected My bank account is in [Your shop’s currency] follow the steps for verifying your bank account with a small deposit. If you selected My bank account is in another currency, follow the steps for verifying your bank account with a bank document.

1. Check your bank statement for a small deposit from Etsy, Adyen, Envoy, or Worldpay in 2-3 business days after initiating the verification process and note the deposit amount.If you don't have access to online banking, call your bank directly to identify the deposit amount.
2. Return to your Payment settings on Etsy.com or the Etsy Seller app and select Verify account. 
3. Enter the exact deposit amount from your bank statement and choose Verify account . 
4. If the deposit amount is confirmed, a “Verified” badge will appear under Bank details to indicate your bank account details have been verified.

You may be asked to upload a bank document for verification if the deposit fails or you enter the wrong deposit amount multiple times. 

Verify your bank account with a bank document

1. On the Upload bank document for verification screen in your Payment settings on Etsy.com or the Etsy Seller (select Edit next to Bank details if you need to reopen this screen), upload or drag and drop your file containing the bank document. You can only upload one file. If you need to edit the file uploaded, select Remove then upload the correct file.
2. Select Submit for review .
3. Etsy will review your bank document within approximately 5-7 business days. If your bank account details are confirmed, a Verified badge will appear under Bank details in your Payment settings.

It’s not possible to update your bank account to another one located in a different country.

If you move to another country and can’t keep or use a bank account in your original bank account country, you'll need to open a new Etsy shopopen a new Etsy shop.

If you're moving from one eurozone country to another, contact Etsy Sypportcontact Etsy Support to update your bank country instead of opening a new shop.

Confirming the details of the bank account currently on file is a required security step you must complete before you can update your bank account. Here are some steps you can take to retrieve an old bank account number:

• Contact your bank directly, they can usually provide the number even for closed accounts.
• Try locating an old physical check. Most checks will have the information you need to confirm your bank account details.

If neither option works, you will need to open a new shop on a new Etsy account.

Most errors can be resolved by carefully completing these steps:

• Wait a few minutes and try again—there may be a momentary connection issue that will resolve itself.
• Check your sign-in credentials and ensure you are using the correct ones, especially if your passwords are stored with a password manager.
• Check your bank’s app settings and ensure it allows third-party integrations.
• If you’re connected to a VPN, disable the VPN and try from a different network.
• Confirm there are no other techincal issues technical issues affecting your device or browser.

If the issue persists, contact Etsy Support with the exact error message and steps you've taken.

If you are seeing a “Come back later” message in your Payment settings, wait another 24-48 hours, even if you’ve already received a test deposit. There can be occasional lags in syncing with banking systems. Etsy Support cannot remove this message.

Most errors can be resolved by carefully completing these steps:

• For small deposits: Enter the amount exactly as it appears on your statement, including any decimal or comma separators.
• For 3-letter codes: Do not enter the # symbol; you only need to input the letters.
• If you have attempted to update your bank account more than once, use only the most recent deposit—earlier deposits are void. Allow up to 5 business days after updating your bank account before the new deposit arrives.

If after 5 business days, the small deposit hasn't arrived:

• US sellers:  Return to your Payment settings and look for the option to resend. You can resend up to 3 times. If still unresolved, contact Etsy Support.
• Non-US sellers: Return to Payment settings, select Edit next to Bank details, and resend. If resending doesn't work, an option to upload your bank statement will appear — select Upload document and submit for review.

• If you reached the maximum verification attempts or missed the 60-day deadline, your shop will be suspended.
• Upload a bank statement to complete verification if prompted. Etsy reviews these within approximately 5 business days, but it can sometimes take longer.
• Complete verification on Etsy.com, not the Etsy Seller app — verification is not available in the app while your shop is suspended. 

No. You don’t need an online banking username and password to verify your bank account for Etsy Payments deposits. If you don’t use online banking, contact your bank directly for help receiving bank statements and locating deposits.

There aren’t other options at this time and all US bank accounts are verified through Plaid. If you don’t want to enter your online banking username and password, choose Plaid’s Manual option instead of Plaid’s Instant option.

If you change your bank account to an entirely different one, Etsy holds your funds for 5 days before they can become eligible for deposit. This helps us protect your funds in case the bank account wasn’t updated by you. The 5-day delay may apply in addition to any other payment account holds, reserves, or delays.

The 5-day hold doesn’t apply if you're verifying an account number already on file.