How to Manage Your Payment Account

You can manage your shop finances in the Payment account in Shop Manager. In your Payment account, you can pay your amount due (or your bill) and schedule the deposits of your sales funds.

To review your Payment account:

  1. On, click the Your Account icon, then click Shop Manager.
  2. Click Finances.
  3. Click Payment account.
Jump to a section:

How your payment account works

If you’re enrolled in Etsy Payments, your fees are automatically deducted from your sales. This means that at any time, you’ll only have a value in either your amount due or your amount available for deposit.

If you aren’t enrolled in Etsy Payments, your fees will appear in your Amount due. Your sales funds will be processed through the payment method you use.

I have an amount due

If you owe money for your Etsy shop, you’ll have an Amount due, which will be a negative balance. A negative balance only becomes an amount due on the first of the month, and this means that your Etsy Payment sales didn’t cover all your fees from last month. Learn how to pay an amount due.

I have funds available for deposit

If you made more money than you spent in fees, you’ll have an amount Available for deposit, which will be a positive balance. Learn how to deposit your available funds.

Learn more about how your amount due and available for deposit are calculated.

How to pay your amount due

Your amount due is how much you owe from last month’s activities on If your current balance is negative at the end of the month, you’ll have an amount due on the first of the following month.

You can see how much is currently due and your most recent payment. If you have an amount due and you make a sale, your amount due will decrease by the net amount of the sale. If your statement is paid and up to date, your amount due will be $0.00 USD.

You can pay your amount due between the 1st and 15th of the month. To pay your amount due:

  1. Click Pay now under Amount due.
  2. Select the amount you’d like to pay.
  3. Choose your payment method.
  4. Click Submit Payment.

If you’re in the EEA

If you're in the EEA, which comprises the EU, Norway, Iceland, and Liechtenstein, you may be asked to authenticate your payment when you click Submit Payment.

To authenticate a payment, you will need to respond to a prompt from your card issuer and provide additional information. Depending on your card issuer, this additional information may include a correct response to a question, a password, or a passcode.

Can I automatically pay my amount due?

If your shop is located in the US, you can enroll in autobilling to automatically pay your amount due each month.

If you’re enrolled in autobilling, we’ll automatically charge the card on file on the 1st of every month or when you surpass your fee threshold.

How to deposit your funds that are available for deposit

The amount available for deposit is your profits from recent sales made through Etsy Payments minus applicable fees. If you have an amount due, you won’t have funds available for deposit.

If you have funds available for deposit, you’ll see when your funds will automatically deposit into your bank account. Learn how to manage your deposit schedule.

You can click Request it now to have your funds deposited the next day.

Learn how your deposit is calculated.

If you aren’t enrolled in Etsy Payments, you won’t have an amount available for deposit because your payments are processed through a different payment method.

What are my recent activities?

Your recent activities shows all activity in your shop that involves money. This can be sales, fees, taxes, or refunds. At the top of your Recent activities, you’ll see your Current balance, which is your profits minus your fees and taxes.

In your recent activity, you can see the:

  • Date: The date this charge or transaction took place.
  • Type: The category of activity, like VAT, Transaction, Sale, Listing, etc.
  • Description: The specific activity. This can show the item sold or the activity that incurred tax or fees.
  • Amount: The amount of money you made or refunded for this activity.
  • Fees & Taxes: The fees and taxes incurred by this activity. Learn about what each fee and tax means.
  • Net: The net profit of this activity. This is the amount minus the fee & tax.
  • Balance: Your total balance after this activity. This is the balance from the previous activity plus the net of the most recent activity.

In your Recent activities, you can see your 30 most recent activities. To see all activities in your shop, view your monthly statements.

How your current balance is calculated

Your amount due and available for deposit are a reflection of your current balance. Your current balance is your Etsy Payments sales minus your fees and taxes.

What fees are included in my current balance?

All fees and service costs for selling on Etsy are listed in your Payment account, such as listing fees, transaction fees, shipping labels, etc.

This includes payment processing fees for using Etsy Payments. In the past, payment processing fees didn’t appear on your Etsy bill and were automatically deducted from your Etsy Payments sales. All fees, including payment processing fees, are now deducted automatically from your revenue.

All fixed-cost fees, like listings, are published in USD. You can see the USD cost for a fixed fee in its description. Under Fee & Tax, the cost is converted into your local currency if you use Etsy Payments. This conversion may change if currency exchange rates change.

How to view or download your monthly statements

Your monthly statements show a summary of your Sales & Credits and Fees & Taxes in a particular time range. Select the time range from the dropdown.

Sales & Credits shows your gross earnings minus refunds for the time range you selected. Fees & Taxes shows your costs minus refunds or credits for the time range you selected. Learn more about what each fee and tax means.

To see your statement for a particular month:

  1. Click See all monthly statements at the bottom of the page.
  2. Click the month you’re interested in.

From your monthly statement, you can generate a CSV or download a VAT statement for that month by clicking Generate CSV or VAT, respectively.

If you’re looking for your monthly statements from June 2018 to September 2018

Shop activity from June 2018 to September 2018 is currently unavailable to view in your Payment account if your shop currency is not in United States Dollar (USD). However, if you were an active Etsy seller during this time period, you can download your CSV for those months using the steps in this article.

You can also download a CSV of your sales and deposits:

  1. In your Shop Manager, click Settings.
  2. Click Options.
  3. Click Download Data.
  4. Select your preferred CSV Type.
  5. Select the month you’re interested in.
  6. Click Generate CSV. You’ll receive an email when CSV file is ready.
  7. Click Take me to download in the email.
  8. Click CSV to download your CSV file.

We hope to have this information available for you in your Payment account on soon.

When you use Etsy Payments, the funds from your sales first go towards paying your Etsy fees. Then, the remaining balance is deposited in your bank account on file, per your deposit schedule.

For a line by line breakdown of the activity and to see your running balance, please review your Payment Account.

Here are some of the things to consider when reviewing your deposit total:

Many US states require that Etsy collect sales tax on items shipped to that state. 

If your item was shipped to one of these states, Etsy collected sales tax on your behalf, regardless of your location. 

Sales tax remitted by Etsy isn’t currently shown in your Payment Account. The line item for an order where sales tax was collected will appear under Recent activities, and the total sales funds shown will be the order price minus sales tax collected. 

You can see the sales tax for an order on the order receipt.

Fees and service costs (ex. shipping labels, Etsy Ads, etc.) are netted directly from sales made within your shop.

You can see the fees and service costs accrued in your account in your Payment account. Learn more about fees on Etsy.

For new sellers, funds from sales become available after 3 days. After 90 days from your first sale, funds become available after one day.

When you add or update your bank account, your funds will be on hold for 5 days for security purposes. 

During this time, fees and services will continue to be netted from the amount in your Payment account.

Once the 5 day hold is over, your funds will be deposited to your new bank account per your deposit schedule.

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